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Young Farmers Guarantee Fund (guaranteed loan plus set-up grant)

Agricultural Entrepreneurship Fund · CAP Strategic Plan 2023-2027

Ελληνική Αναπτυξιακή Τράπεζα – ΕΑΤ (Hellenic Development Bank – HDB)

In plain words

For new farmers up to 40 entering farming: an investment loan of €10,000–€50,000 with an 80% HDB guarantee, plus a set-up grant of up to €40,000 (up to 80% of the loan) – up to €90,000 in total. Not open yet.

Who can apply

New entrant farmers aged up to 40.

What it pays for

Investment loans of €10,000–€50,000 (2–15 years) with an 80% guarantee, a non-repayable set-up grant of up to €40,000, and advice up to €1,000.

What must be true for you

Tick what applies. Saved on this device only.

  • Aged up to 40 and newly entering farming.
  • Credit approval from the partner bank.
  • Detailed terms will be published when it opens.

How to apply

  1. Watch hdb.gr for the list of partner banks and the launch.
  2. Prepare a farm plan and quotes for the investment.
  3. Apply as HDB will specify, through a partner bank.
  4. After the loan is approved, the set-up grant and advisory support follow under the terms to be published.

Where to apply: Μέσω συνεργαζόμενων τραπεζών (θα ανακοινωθούν· hdb.gr) / Through partner banks (to be announced)

Deadline

The call to banks is expected 'in the immediate future' (HDB, 31 Aug 2026); no application date yet.

Sources we read

Research notes: HDB news of 31.08.2026: the Agricultural Entrepreneurship Fund has €160m of CAP Strategic Plan 2023-2027 public money across three instruments (HDB's Thessaloniki Fair release, Sept 2026, cites a €365m fund). Eligibility period to 30.09.2029. Funded by the CAP plan but run by HDB through banks – may overlap with the CAP researcher's records. Third instrument; loan portfolio €20m. amount_max = €50k loan + €40k grant.

See also