Young Farmers Guarantee Fund (guaranteed loan plus set-up grant)
Agricultural Entrepreneurship Fund · CAP Strategic Plan 2023-2027
Ελληνική Αναπτυξιακή Τράπεζα – ΕΑΤ (Hellenic Development Bank – HDB)
In plain words
For new farmers up to 40 entering farming: an investment loan of €10,000–€50,000 with an 80% HDB guarantee, plus a set-up grant of up to €40,000 (up to 80% of the loan) – up to €90,000 in total. Not open yet.
Who can apply
New entrant farmers aged up to 40.
What it pays for
Investment loans of €10,000–€50,000 (2–15 years) with an 80% guarantee, a non-repayable set-up grant of up to €40,000, and advice up to €1,000.
What must be true for you
Tick what applies. Saved on this device only.
- Aged up to 40 and newly entering farming.
- Credit approval from the partner bank.
- Detailed terms will be published when it opens.
How to apply
- Watch hdb.gr for the list of partner banks and the launch.
- Prepare a farm plan and quotes for the investment.
- Apply as HDB will specify, through a partner bank.
- After the loan is approved, the set-up grant and advisory support follow under the terms to be published.
Where to apply: Μέσω συνεργαζόμενων τραπεζών (θα ανακοινωθούν· hdb.gr) / Through partner banks (to be announced)
Deadline
The call to banks is expected 'in the immediate future' (HDB, 31 Aug 2026); no application date yet.
Sources we read
- hdb.gr
- hdb.gr/tameio-agrotikis-epicheirimatikotitas-x…
- hdb.gr/dynamiki-parousia-tis-ellinikis-anaptyx…
Research notes: HDB news of 31.08.2026: the Agricultural Entrepreneurship Fund has €160m of CAP Strategic Plan 2023-2027 public money across three instruments (HDB's Thessaloniki Fair release, Sept 2026, cites a €365m fund). Eligibility period to 30.09.2029. Funded by the CAP plan but run by HDB through banks – may overlap with the CAP researcher's records. Third instrument; loan portfolio €20m. amount_max = €50k loan + €40k grant.