Small Loans Fund for Agricultural Entrepreneurship II (50% interest-free)
Agricultural Entrepreneurship Fund · CAP Strategic Plan 2023-2027
Ελληνική Αναπτυξιακή Τράπεζα – ΕΑΤ (Hellenic Development Bank – HDB)
In plain words
Small loans of €10,000–€50,000 for farmers and farm businesses: half is interest-free and the interest on the other half is fully subsidised for the first 2 years, with €800 of advice. Not open yet.
Who can apply
Farmers and agrifood businesses (exact criteria to be announced).
What it pays for
Loans for investment and/or working capital over 1–8 years. 50% interest-free; interest on the rest fully subsidised for 2 years; €800 of advice per borrower.
What must be true for you
Tick what applies. Saved on this device only.
- Farmer or farm/agrifood business.
- Credit approval from the partner bank.
- Detailed terms will be published when it opens.
How to apply
- Watch hdb.gr for the list of partner banks and the launch.
- Prepare a short business plan, quotes and your farm/business data.
- Apply as HDB will specify (in its other programmes: the KYC platform kyc.hdb.gr plus the bank).
- The bank assesses and signs the loan; you also get the advisory support.
Where to apply: Μέσω συνεργαζόμενων τραπεζών (θα ανακοινωθούν· hdb.gr) / Through partner banks (to be announced)
Deadline
The call to banks is expected 'in the immediate future' (HDB, 31 Aug 2026); no application date yet.
Sources we read
- hdb.gr
- hdb.gr/tameio-agrotikis-epicheirimatikotitas-x…
- hdb.gr/dynamiki-parousia-tis-ellinikis-anaptyx…
Research notes: HDB news of 31.08.2026: the Agricultural Entrepreneurship Fund has €160m of CAP Strategic Plan 2023-2027 public money across three instruments (HDB's Thessaloniki Fair release, Sept 2026, cites a €365m fund). Eligibility period to 30.09.2029. Funded by the CAP plan but run by HDB through banks – may overlap with the CAP researcher's records. Second instrument; loan portfolio €95m. Successor of the earlier 'Ταμείο Μικρών Δανείων Αγροτικής Επιχειρηματικότητας' (ΠΑΑ 2014-2020), which no longer accepts applications.